BNI LIFE SMART EDUCATION
Pendidikan
BNI LIFE SMART EDUCATION

Mengapa BNI LIFE SMART EDUCATION

Get the benefits of Planning for Future Education Savings for Children and Life Protection of 200% of the Sum Assured.

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Keunggulan Program

Savings Planning

Planning for Education Savings and the Future of the Child.

Life Protection

Life Protection for Parents (Insured) and Children (Heirs/Scholarship Recipients).

Manfaat Program

Life Benefits

Life Benefits (Stages of Education Costs starting from Kindergarten, Elementary, Middle School, High School and College and Pocket Money during College) with Periodic Payments for 5 (five) Years after the Coverage Period Ends of 25% of the Sum Assured annually.

Accidental Death Insurance Benefits

The insurance benefit (death compensation) is 200% of the Sum Assured if the Insured dies due to an accident.

Benefits of Death Insurance Due to Sickness.

The insurance benefit (death compensation) is 100% of the sum insured if the insured dies due to illness.

Scholarship Recipient (Child) Dies

The Insurance Benefit (Death Compensation) is 10% of the Sum Assured if the Scholarship Recipient (Child) dies.

Premium Payment Exemption

Benefits of Premium Payment Waiver if the Insured experiences Total Permanent Disability during the Insurance period.

Insurance Period

Insurance Period is the Coverage Period plus Periodic Payment Period. Premium payments are regular 3 years, 4 years, 5 years, 17 years and all at once.

Syarat Kepesertaan

Insured entry age

Minimum entry age of the Insured is 17 years to a maximum of 64 years.

Policyholder entry age

Minimum entry age for Policyholders is 17 years to a maximum of 64 years.

Child entry age

Minimum entry age for children is 0 years to 12 years.

Filling the SPAJ

Fill out a Life Insurance Request Letter (SPAJ) accompanied by a photocopy of identification.

Premium Payment Method

Participants can choose the premium payment method on an annual, semester, quarterly and monthly basis as well as all at once.

Minimum Premium Payment

- Minimum premium payment of Rp. 200,000,- for Monthly.
- Minimum premium payment at once Rp. 10,000,000,-.

Product Info


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