Enjoy 5% Cashback on the Purchase of BNI Life Insurance Products:

• BNI Life Steady Protection+
• B-Life Protect Plus

1. Mechanism

The cashback reward for customers will be credited to their respective accounts.
Cashback will be received after the cooling-off period (COP).
 

2. Program Period
Valid until December 31, 2024
 

3.Terms & Conditions

• The reward is in the form of 5% cashback from the total premium paid.
• Policies must be paid and approved/issued during the period of September 9, 2024, to December 31, 2024 (according to BNI Life's cut-off date) and must have passed the cooling-off period (COP) within the program period.
• The Advanced Premium payment method can only be used for the BNI Life Steady Protection+ and B-Life Protect Plus products, with a premium payment period of 5 years only.
• Policies in this program are products sold through the BNI Life Insurance Agency.
• For customers who use the Advanced Premium payment method and terminate the policy before maturity, a penalty will be applied as follows:
   

  Penalty
  Year 1	Year 2	Year 3	Year 4	Year 5
  6.25%	5.22%	4.25%	3.59%	0.00%

  
  The above penalty is in addition to any penalties specified in the terms of the BNI Life Steady Protection+ and B-Life Protect Plus products.

• Cashback rewards are subject to tax deductions.

For more information, visit the BNI Life Marketing Office in your city or explore the website at www.bni-life.co.id to connect directly via Live Chat or our Contact Center at 1-500-045 or email care@bni-life.co.id.

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