Asuransi Perisai Plus
Life
Asuransi Perisai Plus

Why Asuransi Perisai Plus

Because Asuransi Perisai Plus offers protection for you, the owner of the BNI Credit Card from the risk of death and disability as well as critical illness which is calculated based on the outstanding balance.

Program Advantage

Easy Premi

Premium payments are made monthly in the amount of 0.69% of the BNI Credit Card outstanding balance each month.

Easy Premi

Premium payments are made monthly in the amount of 0.69% of the BNI Credit Card outstanding balance each month.

Program Benefit

Critical Illness Benefit

If during the insurance period the Insured suffers from one of the 40 critical illnesses covered by this program, insurance compensation will be paid in the amount of 100% of the outstanding debt with a maximum limit of Critical Illness Coverage.

Critical Illness Benefit

If during the insurance period the Insured suffers from one of the 40 critical illnesses covered by this program, insurance compensation will be paid in the amount of 100% of the outstanding debt with a maximum limit of Critical Illness Coverage.

Total Permanent Disability Benefit

If the Insured suffers from illness or has an accident that causes temporary or permanent disability, BNI Life will pay the remaining balance of the Insured's BNI Credit Card debt.

Total Permanent Disability Benefit

If the Insured suffers from illness or has an accident that causes temporary or permanent disability, BNI Life will pay the remaining balance of the Insured's BNI Credit Card debt.

Temporary Disability Compensation

Given to the Insured if he has an illness or accident that requires treatment for 30 consecutive days.

Temporary Disability Compensation

Given to the Insured if he has an illness or accident that requires treatment for 30 consecutive days.

Death Benefit 300%

300% of the Sum Assured from the outstanding balance of the Insured BNI Credit Card until the date of death of the Insured with details, 100% for debt repayment and 200% for heirs for accidental death. If you die due to illness, the Sum Assured paid is 100% according to the outstanding balance on the BNI Credit Card.

Death Benefit 300%

300% of the Sum Assured from the outstanding balance of the Insured BNI Credit Card until the date of death of the Insured with details, 100% for debt repayment and 200% for heirs for accidental death. If you die due to illness, the Sum Assured paid is 100% according to the outstanding balance on the BNI Credit Card.

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Membership Requirements

Participant Entry Age

20 to 64 years old, have registered and approved to take part in the Asuransi Perisai Plus program.

Participant Entry Age

20 to 64 years old, have registered and approved to take part in the Asuransi Perisai Plus program.

Not Currently Under Legal Process

Free from legal proceedings due to arrears on credit card payments.

Not Currently Under Legal Process

Free from legal proceedings due to arrears on credit card payments.

BNI Credit Card Holders

The insured is still active as a BNI Credit Card Holder.

BNI Credit Card Holders

The insured is still active as a BNI Credit Card Holder.

Product Info


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