On average, most parents in Indonesia think that funding for children's education is still a frightening and worrying threat. This is because education funds generally require quite a lot of money and can even result in parents' income running out instantly. For this reason, you as a parent need to prepare education funds as early as possible by applying the easy tips in the following article.

Why do parents need to prepare funds for their children's education from an early age?

When someone becomes a parent, of course the responsibilities they carry will be greater, especially in helping their child's development in the future. In this case, every parent has an obligation to prepare their child's education from an early age so that the child has a bright future. With education funds that have been prepared as early as possible, children will receive educational facilities from primary school, secondary school and even tertiary levels to make it easier for them to achieve their dreams.

When you plan your child's education funds, you should estimate the cost components that will be incurred later, such as registration fees, semester fees, uniform fees, book fees and so on. Apart from that, you need to do a small survey regarding these costs and also calculate the time the child will have to go to school later. Apart from this, for those of you who are curious about the reasons why every parent needs to prepare funds for their children's education as early as possible, you can see the explanation below.

1. High Cost of Education Every Year
   When you become a parent, you should prepare funds for your child's education as early as possible. This is because education funding in Indonesia continues to increase every year. Moreover, according to information circulating, Indonesia is said to be one of the countries with the most expensive education costs.
   
   This does not include inflation in education funds which can reach 15% every year. If you don't prepare funds for your child's education in advance, it is very likely that your income will be used up just to pay your child's school fees. Not to mention, if later you find other needs that are no less urgent, of course it will have an even bigger impact on your family's financial condition, right?
   
   
2. Supporting Children to Achieve Their Dreams
   You need to know that funding for children's education is not only a requirement, but is also the main support for children in helping them achieve their dreams. As a parent, here you need to provide guarantees for your child's educational needs so that they are well met. By planning your child's education funds from an early age, you can minimize the occurrence of various unexpected risks in the future.
   
   So in this case, children's education will remain well guaranteed without being disturbed by the risk of undesirable things later. Of course, this will make it easier for children to achieve their dreams in the future.
   
   
3. School Quality is Related to Education Costs
   It is no longer a public secret that so far people still think that the best schools usually offer quite a bit of funding for children's education. If explored more deeply, schools with expensive education fees generally do not necessarily guarantee providing the best quality education. This is because differences in school fees generally occur because the facilities available at each school are different.
   
   If you prepare funds for your child's education in advance, it will be easier to conduct a survey of the right school for your child's education. Apart from that, you can also adjust your child's education to your income, while still paying attention to the quality of the school.
   
   
4. Economic Conditions Tend to Not Always Be Stable
   At this time, maybe you still think you can afford to pay for your child's education as high as possible in the future. However, you need to remember that economic conditions in a country are generally said to be fluctuating, aka unstable. If you are currently still able to earn a large income and are able to pay for your children's education, it is not impossible that this condition can change at any time.
   
   When the country's economic conditions tend to be unstable, it is likely that your income will decrease and it will be difficult to pay for your children's education. For this reason, it is very important for you as a parent to prepare funds for your child's education well in advance. Apart from that, you as a parent must also be committed to ensuring that your child's education funds are not used for other needs.
   
   
5. Physical Health Conditions That are Not Always Excellent
   Another reason why every parent needs to prepare funds for their child's education as early as possible is because a person's health condition is not always in prime condition. As we know, a person's health condition can generally decline due to certain factors. You may think that currently you are still able to meet your family's needs and your children's education, so you don't need to prepare financially for the future.
   
   However, what if at any time your health condition deteriorates and you have no savings at all. Of course, this will really disrupt the family's financial condition and threaten children's education costs, right? Therefore, it is important for you to prepare funds for your children's education from an early age, especially after getting married at a young age.

So, those are some of the reasons why parents need to prepare funds for their children's education as early as possible. To help make it easier to prepare children's education funds, you can buy education insurance products here at https://www.bni-life.co.id/id/. Through this insurance product, you as a parent will get more benefits from guaranteeing your child's education, which will definitely support your child in achieving a brighter future.