Planning Your Future
Stay Happy and Stay Healthy in Retirement
18 Sep 2023
Stay Happy and Stay Healthy in Retirement
18 Sep 2023

Even though it sounds cliché, many people still underestimate health matters, especially when it comes to retirement. For most people, the most important thing is to be able to live well and without debt. Indeed, there is some truth to that. But being able to stay healthy during retirement can also be a source of happiness.

4 Easy Steps to Staying Healthy in Retirement

Physical and mental health are equally important in old age. Apart from still being able to do all the activities you are currently doing, a mind that continues to be sharpened will help you to socialize and enjoy life. Here are four easy steps you can take:

  1. Medical Check-Up
    Having regular health checks will give you all the information you need about your body's condition. For those of you who have a high risk of developing diseases such as diabetes and high blood pressure, routine examinations can be a reference for paying more attention to your food intake and activities.

    Apart from routine checks, it's a good idea to also carry out separate, random checks. Especially if you feel there are unpleasant symptoms. For some people, random checks reveal the true state of the body.

    Not infrequently, this examination detects various dangerous diseases such as breast cancer and prostate cancer. Early detection of these diseases can increase the chance of complete recovery.

    From all the information obtained during a medical checkup, you can adjust your diet and activity patterns better. Starting from drinking water regularly to getting enough rest can be the first step to staying healthy. All of these healthy habits will continue until you enter retirement.

  2. Maintain a Social Life
    Social activities both at home and at work can be very helpful for preparing for old age. Apart from continuing to maintain relationships with colleagues, regularly having social activities can maintain your mental health.

    Indeed, not everyone likes or is active in social activities. But, you can always adjust the intensity of this activity according to your needs and interests. Carrying out these restrictions also has a positive impact on mental health.

    Unfortunately, many people wait until retirement to become more active in socializing. As a result, they often feel confused because they are not used to it.

    It's a good idea to start socializing from now on. Apart from making friends who share the same interests, this activity can also sharpen your mentality and develop interests and hobbies.

  3. Keep Training your Brain
    Dementia or senile dementia is a disease that people are prone to suffering from in old age. To date, there are more than 55 million people estimated to suffer from Dementia, and this number will triple by 2050.

    Nearly 60% of these sufferers live in low-income countries. This can happen because they are too focused on meeting economic demands.

    To avoid dementia, you can do various brain training activities. Starting from completing crossword puzzles, word search games, to various other games that hone logic.

    Most of these games are also available on your phone, so you can play them anytime. However, you need to know the time and not keep playing games on your cellphone, especially during working hours.

    If you want more of a challenge, you can look for ones that require more concentration or even competitions. Many brain teasers encourage players to be more enthusiastic with multiplayer features or having many players at one time.

  4. Exercise Regularly
    Of course, you need to set aside special time for exercise. The world health body, WHO, recommends a minimum of 40 minutes of exercise a week to maintain heart health. Of course, you can sign up for a gym and exercise regularly.

    One thing to remember, exercising doesn't always require special time. You can do it at any time, even if only for 15 minutes every day. In essence, you have to make this exercise activity your weekly or even daily routine.

    Recently, the movement to walk and cycle to work has become popular again. Apart from encouraging the use of public transportation, this method is also useful for speeding up the work of the heart. Choosing to use the stairs instead of the elevator can also be one way to stay healthy.

  5. Setting up a Health Fund
    One more thing that should not be forgotten is financial planning for retirement. Many people still confuse health costs with retirement funds. In fact, these two funds have different functions and usage times.

    The allocation of pension funds is only for primary and secondary needs in old age. Including if you want to go on holiday or continue pursuing a hobby. Funds for going on the Hajj should also be separated from these pension funds.

    Having sufficient health funds cannot be a reason to relax. On the contrary, you will become aware of the amount needed and will do various things to stay healthy.


Staying healthy in retirement is the dream of many people. Apart from staying active with various brain training and physical exercise activities, you also need to prepare sufficient retirement and health funds.

To stay calm and healthy in old age, you can start by counting health insurance costssince today. The right calculation will help you ensure a peaceful life in retirement.