Life insurance provides various benefits. Not for you, but for the people who will be left behind when you are gone.
Here are some reasons why life insurance is important to have from now on. Come on, listen to it so you don't ignore it again!
1. As a family financial support
If you are the breadwinner of the family, then this life insurance will be very useful when you are gone from this world. The insurance company will disburse the premium you paid in cash, and it will be fully handed over to the bereaved family to continue living.
Just imagine if you don't have life insurance, then sorry for the family left behind later. They have to struggle hard to meet their daily needs. Even willing not to eat because there is no money.
2. The money can be used to pay debts
Do you have credit card debt or KTA? The family left behind does not need to worry because these debts can be covered from the premiums you have paid to the insurance company. Debt can be paid off or not, depending on the amount of premium that was paid every month.
However, at least the family is helped by this life insurance. Even if they had to pay the rest, it would be less than it should be. This way, the family will not be too bothered about how to pay the installments until they are paid off later.
3. Can overcome financial dependence
As the backbone, you certainly don't pay for your own needs, but also pay for your family and even your own parents. Yes, they really depend on you. And when it's gone, you can imagine what the fate of the family left behind will be like.
Therefore, life insurance is the right financial product to have. At least life insurance can overcome the level of family dependence in the early days when you left it. Until finally they will find a way to meet their own needs.
4. Serves as long-term savings
Life insurance can be used as long-term savings too, you know! Although you may not feel the benefits directly, but at least the family can feel it. They can use the money from insurance to meet all the needs after leaving you.
If the money is excess, the family can build their own business to earn an income to survive. Count it as a side activity before or after getting a job, so that they are not in financial trouble.
BNI Life Double Protection
An insurance product that offers future savings plans and life protection of 100% of the sum insured.
Source: Cermati.com